Getting into a car accident can be a traumatic and stressful experience. Many people want to work through the claims process and move on as quickly as possible. However, rushing the process can be detrimental to your long-term health and wellness.
So when should you take your claim to the next level and call a car accident attorney? Here are some situations when legal advice is a must.
You’ve Been Injured
According to Stephen Hasner, a lawyer specializing in car accidents in Atlanta, GA, “You should call a car accident attorney if you’ve sustained injuries as a result of the accident. Even mild injuries can result in extra medical expenses for which you could be compensated. Whiplash is a common injury that can present challenges over time, resulting in the need for physiotherapy and massage therapy for many months after the accident.
On the more serious end of the spectrum, broken bones and permanent injuries could cost you thousands of dollars. Contact an attorney before accepting a settlement from your insurance provider to ensure you’re getting enough to cover your ongoing and future expenses.
Someone Died In The Accident
If a tragedy occurs and someone in your vehicle loses their life in the accident, contact an attorney immediately. In some states, you can file a claim on behalf of a deceased individual to be transferred to their next of kin or estate.
A wrongful death suit will provide compensation for any outstanding medical expenses and help the family during a tragic time.
Your Income Is At Risk
If you are forced to take time off work to recover, it’s worth contacting a car accident lawyer. You will still be responsible for bills and mortgage payments while you are not working, regardless of whether you were at fault or not. You deserve compensation to cover your expenses while you’re off.
You should also contact a car accident lawyer if your injuries require an employment change. In some cases, you can receive compensation to support retraining or education if an injury has left you permanently unable to return to your current job.
Fault Is Disputed
If there is a dispute about which driver is at fault, contact a car accident attorney to review your case. It’s vital to capture as many details as possible while at the scene. Take photos, talk to witnesses, take notes, and get a copy of the police report.
If the fault is disputed, your insurance company could limit your compensation or refuse to pay. If the fault is found to be shared, your compensation could also be drastically reduced. An attorney will be able to point out any external factors— such as a construction sign limiting visibility— and pursue compensation accordingly.
When Insurance Companies Push Back
Insurance companies are businesses that have their own best interests at heart. If you feel that your insurance company is pushing back on your claim or offering you an insufficient settlement, call an attorney right away.
Car accident attorneys can thwart manipulative behavior from insurance companies and negotiate a better settlement to cover your needs.
When Not To Call An Attorney
While it may seem like you should reach out to a car accident lawyer in every accident, there are some instances when it may not be worthwhile. For example, if you have a minor fender bender with no injuries, it’s likely not beneficial to retain a lawyer and pursue a case.
Similarly, if the legal fees cost more than you would receive, it is probably not worth the extra stress of taking a case. However, it is worth talking to a few attorneys to review your case and determine if it’s financially viable to pursue your case further. A trustworthy car accident specialist will be honest about your options.
A car accident attorney can be helpful in many situations. Don’t hesitate to reach out for a free consultation to review your options if you’re in an accident.
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